Has everyone got their Tpi letters from Sisip yet?

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I didn't think you'd be upset, just the comment that you made about the 1215 in the bank left me to believe you thought that was what you were expecting. Several years of 1215 per month will look vastly different between pre and post taxes, and i didn't want you to get your expectations up. It should still work out to 8 or 9 hundred a month though, depending on where you live and total family income.

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I guess there should be some parity between the CF pay structure and the disability rates SISIP has offered over the years.

WoaV, don't forget that $1215 still has to be taxed.

Wow, the rates sure have jumped rapidly. I only released in January of 2006 and I was making $56000 as a maxed out Spec 1 leading Seaman. Also, since they are using last years pay rates when they changed the policy, unless they change the policy again to state that recipients receive 75% of a basic Cpl the year they release, after a few years, nobody will be benefit from the change, not even recruits.

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Good eye Maggiein NB!

The letter my hubby got last month said that his gross monthly benefit was increased to $3415.50... 75% of a basic Corporal ($4,554.00)... that works out to $40,986 per year (the basic Corporal would make $54,648.). That is before his CPP and CF pension is deducted of course. So the amount they quoted is the actual payment, not the pre-release salary.

That retro was for those that were currently on ELB and or SISIP, that would bring anyone up to the minimum of $40000 gross per year, and only went back a few months I believe. I don't think it benefited very many Veterans, but it made good PR for the Tories. Actually it is quite misleading, since it states it would simply treat everyone as if their pre-release pay was that of $40000 when calculating benefits. That means that the benefit would actually be 75% of that, $30000 before taxes, $24-$26000 after taxes depending on where you live, plus any deductions that haven't been proven illegal, such as CPP(D) and CF pension. In today's economy, $2000 per month isn't all that much to live off of if you have a family, when possibly up to half or more could just cover rent. there would be no going for a mortgage or care loan since banks will not let you carry more than 40% of your monthly income as debt, and I don't know of a single person who can raise a family, pay rent, and own a car with less than $800 in debt per month.

Retro for what? SISIP, ELB, PIA, EELB? What? John Q doesn't know the difference and thinks everything is gum-drops and rainbows for us now.

George Orwell would be proud!

NR-12.046 - April 10, 2012

OTTAWA – The Honourable Peter MacKay, Minister of National Defence, is proud to announce enhancements to the minimum benefits paid under the Canadian Forces (CF) Long Term Disability (LTD) program to medically released CF personnel. With an investment of nearly $113 million, these enhancements are now in line with the Earning Loss Benefits (ELB) offered by Veterans Affairs Canada (VAC) to disabled veterans.

“Canadians and the Government of Canada have been clear; they want our Veterans and our men and women in uniform to receive the care, the support, and the recognition they earned in the service of their country,” said Minister MacKay. “From now on retroactive to October 3rd, 2011our ill and injured veterans will receive a minimum pre-tax income of $40,000 a year while continuing to have access to vocational rehabilitation training. This financial support will help ill and injured CF Veterans focus on what matters most - their wellness,” added Minister MacKay.

The CF LTD is a disability group insurance plan administered by Service Income Security Insurance Plan (SISIP) Financial Services, which provides CF members with replacement income protection if they are released from the CF for medical reasons or take a voluntary release but are deemed as being totally disabled. The enhancements to the plan will see an increase to the minimum gross monthly benefit climb to 75% of the basic salary rate of a Corporal, which is currently $4,554/month. Previously, the minimum benefit calculation was based on the salary rate of a senior private. In addition, the minimum benefit for the Primary Reserve Force members on short-term class of service who are medically released, or take a voluntary release but qualify as being totally disabled will increase to 75% of the deemed salary of $2700/month from the previously used $2000/month rate.


The changes to the SISIP LTD program announced today will not impact the premiums paid by insured CF members. Retroactive payments will be issued starting immediately.

Corporal 5A
Std - Spec 1 - Spec 2
BASIC - 4622, 5177, 5481
1 - 4689, 5267, 5591
2 - 4758 , 5357 , 5700
3 - 4824 , 5445, 5810
4 - 4888 , 5538, 5919

Google 'DND Pay Scale' and click on the DCGB link and you will find the current and past pay scales.

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